A major fraud has been uncovered in Rajasthan’s Chiranjeevi Health Insurance Scheme, leading to the arrest of a doctor and a lab operator in Jaipur. The scheme, providing free healthcare up to ₹25 lakh, has been exploited through fabricated medical reports and claims.
Dr. Rajendra Kumar, operating a clinic in Jaipur, and lab operator Mukesh Sharma colluded to generate false reports for beneficiaries, primarily for cardiac-related ailments. These fabricated reports were then used to claim substantial amounts from the insurance scheme for procedures like angioplasty and stenting, even when they weren’t medically necessary.
Investigations revealed that the duo created a network of fake patients, often individuals unaware of the fraudulent activity. They allegedly targeted vulnerable populations and used their details to submit claims. The fraud was detected after discrepancies were found in the claims submitted to the insurance company. Authorities noticed a pattern of similar reports originating from the same lab being used for multiple beneficiaries.
Preliminary estimates suggest the fraudulent claims amount to over ₹1 crore, and the investigation is ongoing to determine the full extent of the scam. Police are examining the records of the clinic and the lab to identify other potential beneficiaries and accomplices involved.
The Special Operations Group (SOG) conducted the arrests following a detailed investigation prompted by complaints regarding suspicious claims. This incident highlights vulnerabilities within the Chiranjeevi Health Insurance Scheme and raises concerns about the need for stricter monitoring and verification processes to prevent future fraud. Authorities are now focusing on strengthening the scheme’s oversight mechanisms and implementing measures to ensure that only legitimate claims are processed. Further investigations are underway to trace the money trail and recover the fraudulently obtained funds.

